The California Employment Development Department (EDD) has several resources for workers dealing with hardships.
- If your employer has shut down or reduced hours, your hours have been cut, or you have been laid off, you can file for unemployment insurance: https://edd.ca.gov/Unemployment/Filing_a_Claim.htm
- If you are sick with COVID-19 or have been exposed and cannot work, you can file a disability insurance claim: https://edd.ca.gov/Disability/How_to_File_a_DI_Claim_in_SDI_Online.htm/
- If you are caring for someone else who is sick with COVID-19 and unable to work, file a claim for paid family leave: https://edd.ca.gov/Disability/How_to_File_a_PFL_Claim_in_SDI_Online.htm/
For other important Frequently Asked Questions from EDD: https://edd.ca.gov/about_edd/coronavirus-2019/faqs.htm#UIBenefits
Special Enrollment Period for Health Care Coverage due to COVID-19
Have you lost your health insurance due to COVID-19? If you’ve recently lost your coverage or will soon lose it, Covered California has issued a special enrollment period for those impacted by income changes, reduced hours or lay off due to COVID-19.
If the following circumstances apply to you, you may be eligible for health care coverage through Covered CA:
- You’ve lost Medi-Cal coverage
- You’ve lost your employer-sponsored coverage
- Your COBRA coverage is exhausted
- You are no longer eligible for student health coverage
To learn if you’re eligible, visit apply.coveredca.com To apply, you may apply online or call a Covered CA Certified Insurance Agent or Navigator for free and confidential enrollment help.
Those without access to the Internet can call Covered CA’s Service Center at 1-800-300-1506 for assistance with determining eligibility and/or applying for health care coverage.
Paycheck Protection Program
The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll during the COVID-19 pandemic.
The U.S. Small Business Administration (SBA) will forgive loans if all employee retention criteria are met, and the funds are used for eligible expenses.
SBA is currently offering:
- First Draw PPP Loans for first time program participants (reopened the week of January 11, 2021)
- Second Draw PPP Loans for certain businesses who have previously received a PPP loan (opened January 13, 2021)
The Paycheck Protection Program remains open for First and Second Draw PPP loans until March 31, 2021, as set forth in the Economic Aid Act, or until Congressionally-appropriated funding is exhausted.
For more information, visit https://www.sba.gov/funding-programs/loans/paycheck-protection-program-ppp
SBA COVID-19 Economic Injury Loans
In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).
SBA is currently accepting new Economic Injury Disaster Loan (EIDL) applications from all qualified small businesses, including agricultural businesses, and private nonprofit organizations.
If you have already applied via the streamlined application portal, please do not resubmit your application.
For more information and to apply for a loan, visit SBA's EIDL Program website.
Grants of up to $25,000 for Small Businesses
L.A. County, the City of Los Angeles, and numerous philanthropic partners have established the L.A. Regional COVID-19 Recovery Fund for small businesses, non-profits and micro-entrepreneurs facing unprecedented health and economic challenges due to COVID-19.
The L.A. Regional COVID-19 Recovery Fund aims to distribute: 1) $5,000 grants to micro-entrepreneurs and 2) $15,000-$25,000 grants to non-profits and small businesses. Grants will be distributed through an equitable lottery system, to ensure equitable access to capital across various demographics in the Los Angeles region.
Register for an upcoming webinar to learn more about eligibility and deadlines at lacovidfund.org/events.
Help for RPV Businesses
On April 7, the Rancho Palos Verdes City Council voted unanimously to create programs to provide financial assistance to small businesses in the City affected by the COVID-19 pandemic.
To apply, and for frequently asked questions, visit the Business License Information page.
Small Business Development Center hosted by El Camino College
The Small Business Development Center (SBDC) hosted by El Camino College provides no-cost, expert entrepreneurial consulting, education, COVID-19 resources, and access to capital assistance to the small business community in the greater South Bay and Los Angeles area. SBDC is part of the Los Angeles Regional SBDC Network, which assists small business owners throughout the Los Angeles, Santa Barbara and Ventura Counties. For more information or to set up an appointment, call 310-225-8277 or visit southbaysbdc.org.
L.A. County Business and Worker Disaster Help Center
The L.A. County Business and Worker Disaster Help Center is a centralized call center and website providing free, one-on-one counseling and support for business owners, workers nonprofits, tenants and landlords who have been adversely affected by the ongoing COVID-19 emergency.
Whether you are a business owner struggling to keep your doors open or a worker who’s uncertain about their next paycheck, L.A. County now has a single location where you can get immediate help, tailored to your situation. You can get assistance from the L.A. County Business and Worker Disaster Help Center in the manner that’s most convenient to you:
- Telephone: (833) 238-4450
- Online: LACountyHelpCenter.org
- Email: DisasterHelpCenter@lacounty.gov
- Social media: @LACHelpCenter on Twitter, Facebook, and Instagram
The Business and Worker Disaster Help Center, operated jointly by the Departments of Consumer and Business Affairs (DCBA) and Workforce Development, Aging and Community Services, is open to answer calls Monday to Friday from 8 a.m. to 4:30 p.m. With the support of our County partners, the Help Center is staffed with dedicated, helpful, and multilingual support.